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A mortgage allows you to borrow money with real estate as collateral -- especially if you're borrowing the money in order to buy the real estate that you will use as collateral.
Lenders like Quicken, Wells Fargo and Citibank can provide you with the loan. However, they'll want to learn about you before they sign a contract. One important piece of information is your credit score. You can find out yours for free from AnnualCreditReport.com, which draws from the three major credit reporting agencies – Equifax, Experian and TransUnion.
One advantage of using AnnualCreditReport.com is that, under federal law, it is required to offer everyone one free credit report per year from each of the major agencies. If you go directly to one of the agencies, you may end up paying fees.